Independent Wealth Advisory

Considered guidance for the stewardship of long-term wealth.

FIMAX Vermögensberatung GmbH shares informational perspectives on wealth management, asset allocation, investment advisory and financial planning for individuals and families based in Germany and across Europe.

Alpine landscape near Bad Tölz, Bavaria, representing the firm's regional roots
1998 Advising families on long-term wealth planning since

The content on this website is provided for general informational purposes only and does not constitute investment advice, a recommendation or an offer to buy or sell any financial instrument. FIMAX Vermögensberatung GmbH does not sell products or offer paid services through this website.

What We Cover

Four disciplines, one coordinated view of your wealth.

We believe sound financial decisions come from looking at wealth as a whole system rather than isolated products. These are the areas our informational content is organised around.

Wealth Management

Perspectives on structuring, preserving and transferring wealth across generations, with attention to risk, liquidity and long-term goals.

Asset Management

Background on portfolio construction, diversification and asset allocation principles across equities, fixed income and real assets.

Investment Advisory

General explanations of advisory approaches, due-diligence frameworks and how independent guidance differs from product sales.

Financial Planning

Information on retirement planning, succession, tax-aware structuring and building a plan that adapts as circumstances change.

Risk & Governance

Notes on regulatory context, risk management frameworks and the governance standards that shape our approach to advisory work.

Family & Succession

Considerations for multi-generational families, including governance structures and preparing the next generation for stewardship.

Advisory team reviewing documents at a meeting table
Our Approach

A structured process, built around your circumstances.

Every family's situation is different, so we start with listening. Our informational materials walk through the stages a typical advisory relationship might follow, from initial discovery to ongoing review.

  • Independent perspective, free from product bias
  • Long-term planning horizon over short-term speculation
  • Transparent, plain-language explanations
  • Regular review as circumstances evolve
How It Typically Works

Four stages of a considered advisory relationship.

01

Discovery

We take time to understand your goals, obligations, time horizon and appetite for risk before anything else.

02

Analysis

Your current position is reviewed in context: assets, liabilities, income, and how they interact.

03

Planning

A written plan is outlined, covering allocation principles, structures and contingencies.

04

Review

Plans are revisited on a regular cadence as markets, regulation and personal circumstances change.

25+ Years of combined advisory experience
4 Core advisory disciplines
DE Based in Bad Tölz, Bavaria
100% Informational content, no paid services

Have a question about our informational content?

Reach out and a member of our team will be glad to point you to the right resources.

Contact Us